There is a much greater mention of religion in the second half of the novel, than there was in the first (the prayer Amy and Roxana offer up as they toss and turn in the ship to England). We see it first after rejecting the Dutch man, that she has spent “six and twenty Years [in] Wickedness” (178). She does nothing to repent for this “wickedness” but instead “wallow’d in Wealth” (178). To prove her point, though she beings the paragraph speaking of vice and sin, she ends it with an account of her money. It is mildly frustrating that this woman, who knows that is outside the norms of society and Christianity (it can be argued that they are, in fact, one in the same), laments it at times, hides her true self from everyone around her but Amy, and yet does nothing to redeem herself or to step away from her courtesan lifestyle.
Arguably, money is Roxana’s religion. It is the only thing she is truly faithful to, and the only thing that keeps her motivated to keep pressing on in her life. Christianity has had no effect on Roxana’s spiritual wellbeing (constantly proven by her sexual escapades with wealthy men), money has, however, had a lasting impression on her. Moreover, of the three people to be named in the novel, none of them are her husbands, which shows she does not think they are too important, Amy, Roxana herself, and Sir Robert Clayton. Roxana finally allows herself to give into his “church” of money, and lets Sir Clayton to invest her money for her. Sir Clayton has allowed Roxana to remain on her own, without a man to continually give her money, which is why Roxana finds him worthy of maintaining a name.
The second half of the novel sees Roxana starting to take care of her children by giving them part of her religion: money. Roxana knows that she cannot explain to her children why she abandoned them, and what she has been doing for the past two decades without revealing her prostitute like ways: “what will my children say to themselves, and to one another, when they find their Mother, however rich she may be, is at best but a Whore, a common Whore” (194). Thus, she provides for them monetarily, the only manner she knows how. For Roxana, this is a huge show of affection. She has literally counted her money throughout the novel, so for her to be giving it away is truly a sign of her devotion.
The last bit, of true religion that readers see is the Quaker woman. It allows the reader to see what Roxana’s life could have been: single, lots of children, poor, and renting rooms to strangers for money.